Send money to Pakistan
We compare the total cost — the transfer fee plus the margin each provider adds to the mid-market rate — so the figure that decides it is what actually lands in the recipient’s account.
How we rank
Every corridor table is ordered by one number: what the recipient receives after the transfer fee and the provider’s margin on the mid-market rate. Fee and rate are both shown because both drive that number, but neither ranks on its own — a zero-fee transfer with a wide margin routinely delivers fewer rupees than a small fee at near mid-market.
The mid-market reference is the live interbank rate for the sending currency, the same figure the rest of this site benchmarks open-market quotes against. Provider fee schedules and margins are reviewed editorially and last verified on 2026-08-26.
We earn a commission from some providers when you follow a link and complete a transfer.
Commission plays no part in the ranking, and every outbound provider link is marked
rel="sponsored nofollow". The full method is set out in our
methodology.
Common questions
Which provider is cheapest right now?
The one at the top of the table for the amount you entered. Ranking is by the amount your recipient receives after the fee and the provider’s rate margin, which is why the order changes as you change the amount.
Why is a zero-fee transfer not always the cheapest?
Providers can waive the fee and recover it in the exchange rate. A transfer with no fee but a 1.3% rate margin can deliver fewer rupees than one with a small fee and a near mid-market rate, so compare the received amount, not the fee.
How long does a transfer to Pakistan take?
It depends on the tier you pick, not only on the provider. Paid express tiers deliver in minutes; the fee-free economy tiers the same providers offer can take three to five business days. Cash pick-up is usually available in minutes. Weekends and public holidays in either country add a delay.
Why does the figure here differ from the provider’s own quote?
Because each provider prices along an axis a comparison table cannot show in one row: Wise charges by how you fund the transfer, Remitly by whether you choose Economy or Express, Taptap waives its fee above a threshold, and Western Union prices cash pick-up differently from a bank deposit. Each row below states which product it assumes. Treat the figures as a benchmark for choosing where to look, then take the provider’s own live quote as the price.
Does the recipient need a Pakistani bank account?
Not always. Bank deposit is cheapest, but several providers deliver to cash pick-up locations or mobile wallets. Overseas Pakistanis can also use a Roshan Digital Account, which accepts inward transfers directly.
How does FindMyExchange make money?
We earn a commission from some providers when you follow a link and complete a transfer. Ranking is calculated only from fee, rate and speed, and commission never moves a provider up the table.