1 of the exchange companies licensed by the State Bank pay out
Universal Exchange transfers, between them across 56 verified counters. Bring the transfer reference and your original CNIC.
Universal Exchange (Universal Exchange Company) is an established money exchange and remittance company delivering trusted, rapid, and cost-effective cross-border payment solutions. Catering to expatriates, travelers, and businesses, Universal Exchange provides competitive foreign exchange rates and low transaction fees. Payout choices cover direct bank account deposits, mobile wallet top-ups, and over-the-counter cash pickups.
Universal Exchange maintains physical retail branches across major commercial hubs in the Middle East, particularly Kuwait. Its global money transfer distribution reaches destination financial institutions and agent payout counters throughout South Asia, Southeast Asia, North Africa, and the Middle East through established bank correspondent channels.
Where to collect
Every licensed exchange company that settles Universal Exchange, largest network first. Open one for its branch addresses and phone numbers.
